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PRACTICE

How do you say the following in English:

a) rok otplate ________

b) kamata ________

c) otplaćivati u ratama ________

d) valutna klausula ________

e) nemamjenski kredit ________

f) jamac ________

g) korisnici kredita ________

h) procjena kreditne sposobnosti ________

i) instrument osiguranja ________

j) ne izvršiti novčanu obvezu ________

Complete the text with the following words: repaid, borrow, interest, amount, installments.

A loan is an (1) _ of money you (2) _ from your bank, usually over a fixed period of time, which is (3) _ in fixed (4) _ over a set period. (5) ___ is charged and added to the original loan amount.

| to be strapped for cash | nemati dovoljno novca |

|————————|———————-|

| repayment period | rok otplate |

| installments | rate (kredita) |

| to take out a loan | uzeti kredit |

| interest | kamata |

| to default | ne platiti, ne izvršiti (novčanu) obvezu |

| secured / unsecured loans | osigurani / neosigurani krediti |

| collateral | instrument osiguranja |

| guarantors | jamci |

| quick consumer loans | brzi potrošački krediti |

| all purpose cash loans | nemamjenski gotovinski krediti |

| foreign currency clause | valutna klausula |

| housing loans | stambeni krediti |

| beneficiaries of the loan | korisnici kredita |

| to assess creditworthiness | procijeniti kreditnu sposobnost |

| mortgage loans | hipotekarni krediti |

| to repossess | oduzeti (zbog neplaćanja) |

| sales outlets | prodajna mjesta |