However well-organized the foundations of life may be, life must always be full of risk.
Each of us has found himself/herself involved in an accident, directly or as a bystander. To each of us having some knowledge about what happens after the accident will most surely help. Having the know-how of compensation claims is not to be neglected. A compensation claim is an amount of money or something else given to pay for loss, damage, or work done.
There are many different types of accidents. Most of them are caused by cars, motorcycles and pedal cycles. However, you can have an accident on public transport or you could experience it as a pedestrian. You can trip, slip or fall, hurt yourself in sports and suffer from sporting negligence. Accidents can happen to you at work, in public places or on third party premises. They can be caused by defective or faulty products or even by medical or dental negligence. You can file a claim even for accidents caused by animal attack or for food poisoning etc.
First you need to pursue the claim and obtain evidence from you and the witnesses. It is important to have all the details of the accident and of the injuries and losses sustained. After that you will need to write a letter of claim to the other party’s insurer. It will take some time until the insurers investigate the claim and confirm whether or not liability for the accident is contested. If liability is established, if necessary the matter will be handled through court proceedings. If liability is not in dispute, you will be in a position to negotiate to settle your claim. Before you can settle the claim, you need to have a full medical report with the complete picture of the extent of the injuries and the long-term prognosis. It is important to make sure that the doctor who examines you in order to prepare a medical report is aware of the full extent of your symptoms so that the proper value of the claim can be determined.
