PRACTICE

Many European countries have a single body which 1. _ records of land and property ownership. In the United Kingdom this governmental organisation is officially known as Her Majesty’s Land Registry. In Croatia, registering 2. _ estate and 3. _ to property is performed by two institutions: the 4. _ and land registry offices of the 5. _ courts. A cadastre is a 6. _ register of the real property of a country, which includes a brief description of the registered property as well as the precise location and dimensions of land 7. __ in different cadastral 8. ___. This information forms a basis for registering and maintaining records in the land registry.

A land registry provides information on property ownership and financial details such as 9. _ and other 10. ___. Land registry offices are thus often very busy issuing land register 11. _ to applicants buying a flat, applying for a loan with real estate as collateral, 12. _ a building permit or performing any other transaction involving real estate. This extract consists of three parts: the 13. _ register (describes the property), 14. _ register (identifies the owner) and 15. _ register (lists charges such as mortgages, leases, easements and liens).

The computerisation and 16. _ of land registers is of great importance for the economy of any modern country. Documents guaranteeing ownership of property encourage investment, whereas difficulties in obtaining them can be very frustrating for potential investors. As keeping records of private ownership has been 17. _ in the past, a great proportion of property in Croatia is still not registered. At the same time, 18. _ between data entered in the cadastre and land registry slow down the procedure of obtaining the required information, and 19. _ ownership and documents that evidence it can be extremely time-consuming.

On the positive side, great progress has been made in recent years by making the land register open to the public, 20. __ the names and addresses of the current owners and other details of any registered property can be accessed by any member of the public.

Due to entering the European Union, which 21. __ great emphasis on the free movement of people and goods and allows its citizens to purchase real property and make investments in other countries, the Croatian land registry will have to be more efficient. This, in turn, will reduce frustration linked with obtaining the much needed documents as a firm assurance that our property is secure.

—\n\n## GLOSSARY\n\n| to maintain / keep records | voditi evidenciju |\n|—————————|——————|\n| to register real estate | registrirati nekretninu |\n| title to property | pravo na vlasništvo |\n| cadastre | katastar |\n| land registry | zemljišnoknjižni odjel (gruntovnica) |\n| municipal court | općinski sud |\n| comprehensive | sveobuhvatan |\n| land plot | katastarska čestica |\n| cadastral municipality | katastarska općina |\n| mortgage | hipoteka |\n| charge | teret |\n| land register extract | zemljišnoknjižni izvadak |\n| to obtain a building permit | dobiti građevinsku dozvolu |\n| property register | popisni list |\n| proprietorship register | vlasnički list |\n| charges register | teretni list |\n| lease | zakup |\n| easement | služnost |\n| lien | založno pravo |\n| to update | ažurirati |\n| to neglect | zanemariti |\n| discrepancy | nepodudarnost, neuskladenost |\n| to trace | otkriti, u tragu |\n| whereby | čime |\n| to place emphasis | pridavati važnost |\n| assurance | osiguranje |\n\n—\n\n## PRACTICE\n\n### Exercise 1 How do we call the following concepts connected with land registry? Complete the table:\n\n| | |\n|—|—|\n| a. P _ register | a part of the land register extract which describes the property |\n| b. P register | a part of the land register extract which identifies the owner |\n| c. C __ register | a part of the land register extract which lists charges such as mortgages, leases, easements and liens |\n| d. C _ | a comprehensive register of the real property which includes a brief description of the registered property |\n| e. L _ R _ | a register which provides information about the owner(s) of the property and details of mortgages and other charges |\n\n### Exercise 2 What are the English equivalents for the following expressions in Croatian:\n\n1. zemljišnoknjižni odjel općinskog suda\n2. zemljišnoknjižni izvadak\n3. katastar\n4. katastarska čestica\n5. katastarska općina\n6. popisni list\n7. teretni list\n8. vlasnički list\n9. registrirati nekretninu\n10. pravo na vlasništvo\n\n—\n\n’English at Work 1 and 2′ – Lekcije objavljene u Lideru možete naći u dva izvršna priručnika za učenje poslovnoga engleskog jezika. Sadržavaju presjek čestih poslovnih tema, od onih iz financija, poslovnih odnosa i marketinga, odnosa s javnošću do onih koje se bave uspješnim komuniciranjem u poslovnom okružju.\n\nNaručite svoj primjerak u Liderovoj web-knjižari: webknjizara.liderpress.hr\”